Dropped by our local dealership today to get the trade figures for an '07 HHR and hopefully to drive it home. According to Edmunds and NADA my truck is worth almost a thousand more than they are offering. The dealer is giving me the 2000 incentive and an additional 1000 on his part off the MSRP. However, with the interest rate offered by GM at 6.9 for 60 months the payments are too high for me. Anyone think GM will be offering 0% interest on the HHR?

 

atleast another year to find out...try financing through a credit union. what are your payments looking like?

 

Some dealerships are offering 0% on 2007s I didn't qualify when we bought the Silver Bullet but it was offered here at the dealership in Texas. I just read another post from a member offered $3000. in rebates with 0% but noticed he is in Canada. I have seen other postings where 0% was offered. You might do some checking with other dealerships in your area, or get preapproved through GM. Also if you go through most dealerships Internet sales department you can get a lot better deal.

Curtis & Deb

 

Sorry to hear that, but try the internet and/or try what Curtis has said.
Good Luck you will get the one you want. Go to bed and keep saying it, it might just come true.

 

A lot depends on the length of the contract, GM's not offering the 0% on the longer contracts this year. As many 07's that are still on the lots, I think the deals ahould get better soon.

 

You may have to hold until around October, but with the number of '07s on the lots you might see better deals...the 0% is normally for the shorter contracts, but at the model year end anything can happen, don't rush into something less without giving it some time, if you really want an HHR...Good luck

 

If you live in OKC, go down to the Carmax and get your truck appraised. It's a lot more accurate than NADA, Edmunds, or Kelly because they use real-time auction info. All the others are about 90 days off. If $1,000 is really the deal breaker here, that's nothing for the dealer. They're going to sell it for at least 23% more than they gave you for it unless it's a wholesale ride. Ride 'em out 'till the end of the month and they'll give you that $1,000, especially because truck season is about to start up again.

Check a credit union. 6.9 is good for a used car on 60 mos., but not a new car. CU's usually want some money down, and unless you're putting some kind of money down you really shouldn't be buying the car, but you'll get a nicer interest rate, too.

Keep in mind that over 60 mos, a 1% increase in interest is worth $10 a month. A $1,000 decrease in the principal is worth $20 a month. Do the math.

 

GM is currently offering 0% for 5 years here in Canada on the HHR.

 

Got mine at 0% for 60 months back in February. Luckily I only had to roll over $300 from my Malibu after the trade-in.

 

Why not try selling the car on your own? The private seller value of your car should make up the difference of what you need.